It makes no difference if the other driver was being careless or not because this is still the situation. If you have the coverage, you have access to an additional level of safety and protection that you would not have access to otherwise. If you do not have the coverage, you do not have access to these benefits. If you have full coverage insurance, your financial responsibility for damages to your vehicle that are not the direct consequence of a collision with another item or vehicle is covered. If you do not have full coverage insurance, your financial responsibility for damages to your vehicle is not covered in used cars in el cajon. 

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If you do not have comprehensive auto insurance, you will be held financially responsible for any damages that occur to your vehicle. If you do not have comprehensive auto insurance, you will be held financially accountable for any damages that occur to your vehicle, regardless of whether the harm was caused intentionally or not. If you do not have comprehensive auto insurance, you will be financially responsible for any damages that occur to your vehicle, even if the damage was caused by another driver. If you do not have comprehensive auto insurance, you will be financially responsible for any damages that occur to your vehicle. 

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 If you do not have comprehensive auto insurance, you will be financially responsible for any damages that occur to your vehicle, regardless of whether the harm was caused intentionally or not. This is the case even if the damage was caused by an accident. This is the case even if there was no malicious intent behind causing the damage. If you do not have comprehensive auto insurance, you will be financially responsible for any damages that occur to your vehicle, regardless of whether the damage was inflicted intentionally or not. This is the case even if the damage was unintentionally caused. This is the case regardless of whether or not the damage was the result of an accident. This is the case regardless of whether or not there was any purpose to cause harm by producing the damage.